Awan Insurance Agency | Farmers Insurance Agent, Highland CA

Q: Will switching to Awan actually save me money?

In most cases, yes — our average household saves $847 a year after switching. The bigger wins usually come from bundling, loyalty credits we can unlock that online carriers won't, and catching coverage gaps you're already paying for but not benefiting from. Bring your current declarations page and we'll show you line by line where the money is.

Q: I own a home and have two cars. What does bundling really save me?

Typically 15-25% off both policies once you bundle home + auto, and it only goes up from there when you add extras like umbrella, life, or a toy policy. Most of our preferred clients are homeowners with 2+ vehicles — it's our sweet spot, and the math almost always works in your favor versus paying each carrier separately.

Q: I'm already with GEICO, Progressive, or State Farm. How painful is the switch?

Surprisingly painless. We handle the cancellation with your old carrier, time the transition so you're never uninsured for a single day, and most switches are completely done in under an hour at your kitchen table or over the phone. You'll also get any unused premium refunded from your old carrier — usually within 2-3 weeks.

Q: Will my old insurance company charge me a cancellation fee?

In California, most carriers can't charge a cancellation fee on standard auto and home policies — you simply get a prorated refund for the unused portion of your premium. The rare exceptions are specialty policies or bundled promotional rates. We'll check your specific contract before you cancel so there are no surprises.

What We Cover

Protection for every
part of your world.

From your home to your business, your car to your family, our team finds the right coverage, at the right price, every time.

🏠

Home & Property

Homeowners, renters, condo, flood, and landlord insurance for families — protecting the place you call home.

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🚗

Auto & Vehicle

Auto, motorcycle, boat, RV, and classic car — we cover the things you love to drive, at a price that makes sense.

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❤️

Life & Income

Term life, disability, critical illness, and long-term care to protect what you've built and the people who depend on you.

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💼

Business

Commercial auto, general liability, and business owner policies for entrepreneurs — so you can focus on running your business.

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📋

SR-22 Filing

Fast SR-22 certificate filing for California drivers — get you back on the road, legal and covered, without the headache.

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Recognition & Achievement

Among the top
agencies in the country.

Awan Insurance has earned some of the industry's most competitive honors — year after year. These aren't participation trophies.

Topper Club

Est. 2023

Production recognition reserved for top-performing agents nationwide.

Presidents Council

Est. 2023

An elite tier of honor — awarded only to agencies delivering exceptional results for their clients.

PRIME

Est. 2023

Production excellence honor for agencies meeting elite Farmers performance standards.

🥇

District Agent of the Year

2026

Top-ranked agent in our Farmers district — recognized for sales performance and client service.

💎

Blue Vase

Life Insurance

Farmers Insurance honor recognizing exceptional achievement in life insurance production.

🏡

District Top Home Agent

Of the Year

Recognized for leading homeowner insurance production, including high-risk California placements.

🏢

District Top Commercial Agent

Of the Year

Honored for top-tier commercial and business insurance production across the agency book.

Industry recognitions are awarded annually based on agent performance, client retention, and policy quality.

How It Works

Three steps to
better coverage.

No pressure. No jargon. Just a simple process that puts you in control.

Get a Quote

Give us some
basic info.

Enter your ZIP code and some basic info and we start generating multiple coverage plans. No obligation.

Save & Relax

You're covered.
Welcome aboard.

Lock in your rate, bundle for extra savings, and relax knowing your family is properly protected. We handle the rest.

Step 1 of 3

Get Your Rate

Enter your ZIP code to see personalized coverage plans and pricing.

92346

Get Quotes →

No spam. No commitment.

Your Top Options

Plan A

Standard · Home + Auto

$189/mo

Plan B

Enhanced · Home + Auto

Best Value

$156/mo

Plan C

Basic · Home + Auto

$142/mo

$1,092/yr

estimated savings vs. your current rate

✓

You're Covered!

Your new policy is active starting today. Welcome to the Awan Insurance family.

Coverage Home + Auto Bundle

Monthly $156/mo

Annual Savings $1,092

Compare Options

See your options
side by side.

We compare multiple coverage options and present clear pricing for each — no confusing jargon, no hidden fees. You pick what works best.

Start My Free Quote →

Client Reviews

What our clients say.

Real reviews from real neighbors. People who trusted our team with their families and businesses.

5.0 ★★★★★ Google Reviews

★★★★★

Google

"Had an extremely wonderful experience working with Theresa Moore. She was incredibly quick and responsive, always getting back to me promptly whenever I had questions or needed help with my policy coverage."

William Lei

Policy Support

★★★★★

Google

"My Farmers account was moved to the Farmers Insurance Awan group due to my Agent of a few decades retiring. I was very concerned that I wouldn't get the exceptional top-tier service that I have enjoyed for so long. I contacted my new agent and all my worries went away."

Ken Frans

Long-Term Client

★★★★★

Google

"I contacted Agent Grace to obtain information and quotes for Homeowner's Insurance. Grace was very engaging, going over the details of my situation and offering information to help me understand what options and steps to achieve the best coverage."

Gillete Lindsey

Home Insurance

★★★★★

Google

"I rarely leave reviews — in fact, this might be the second review in the past five years. However, I cannot speak highly enough about Awan Insurance Brokerage. More specifically about Theresa and her colleague."

Hanostan Kassabian

Brokerage Service

★★★★★

Google

"I've been with this Awan insurance broker office for 21 years. Although the team has changed over the past decade, I continue to stay. Recently I worked with Grace again to review all my renewals. She is wonderful to work with and always helps me get all the discounts!"

Nancy Jan (Zandra)

21-Year Client

★★★★★

Google

"I had an excellent experience working with Annette at Farmers Insurance. She is knowledgeable, professional, and genuinely cares about her clients. Annette took the time to thoroughly explain my options and helped me find the best coverage."

Omar

Policy Support

Thinking About Switching?

The questions we
hear every day.

Straight answers from an agent who actually answers the phone.

Will switching to Awan actually save me money? +

In most cases, yes — our average household saves $847 a year after switching. The bigger wins usually come from bundling, loyalty credits we can unlock that online carriers won't, and catching coverage gaps you're already paying for but not benefiting from. Bring your current declarations page and we'll show you line by line where the money is.

I own a home and have two cars. What does bundling really save me? +

Typically 15–25% off both policies once you bundle home + auto, and it only goes up from there when you add extras like umbrella, life, or a toy policy. Most of our preferred clients are homeowners with 2+ vehicles — it's our sweet spot, and the math almost always works in your favor versus paying each carrier separately.

My teenager just got their license. How bad is the damage to my rates? +

It's real, but it's manageable. Adding a teen driver typically increases a policy by 50–100%, but there are 4–5 discounts most parents don't know about — good student, driver's ed completion, distant-student, safe-driver monitoring, and multi-car pricing. At our agency, we routinely get teen-driver additions down to a fraction of what the online carriers quote.

I'm already with GEICO / Progressive / State Farm. How painful is the switch? +

Surprisingly painless. We handle the cancellation with your old carrier, time the transition so you're never uninsured for a single day, and most switches are completely done in under an hour at your kitchen table or over the phone. You'll also get any unused premium refunded from your old carrier — usually within 2–3 weeks.

Will my old insurance company charge me a cancellation fee? +

In California, most carriers can't charge a cancellation fee on standard auto and home policies — you simply get a prorated refund for the unused portion of your premium. The rare exceptions are specialty policies or bundled promotional rates. We'll check your specific contract before you cancel so there are no surprises.

I've got a home, two cars, a boat, and a motorcycle. Can you insure all of it? +

That's exactly the kind of household we're built for. Between Farmers, Foremost, Hagerty (classics), Mercury, and Bamboo, we can put your home, daily drivers, classic or collector cars, motorcycles, boats, and RVs under a single agent. One phone call for claims, one renewal to manage, and usually a multi-policy discount of 20%+ across the whole package.

We protect what matters most.

Protection for every
part of your world.

A 5-star team ready to
protect what matters most.

Among the top
agencies in the country.

More than a policy.
A partnership.

Farmers Friendly Review®

Multi-Policy Discounts

Same-Day Coverage

A Face You Know

Office Hours

Contact Info

Find Us

Three steps to
better coverage.

What our clients say.

The questions we
hear every day.

Find out if you're
properly covered.

We protect what matters most.

Protection for everypart of your world.

A 5-star team ready toprotect what matters most.

Among the topagencies in the country.

More than a policy.A partnership.

Farmers Friendly Review®

Multi-Policy Discounts

Same-Day Coverage

A Face You Know

Office Hours

Contact Info

Find Us

Three steps tobetter coverage.

What our clients say.

The questions wehear every day.

Find out if you'reproperly covered.

Protection for every
part of your world.

A 5-star team ready to
protect what matters most.

Among the top
agencies in the country.

More than a policy.
A partnership.

Three steps to
better coverage.

The questions we
hear every day.

Find out if you're
properly covered.